Dealers are offering some rebates and low rate vehicle financing, but only on selected models, and for the financing portion, only if you have great credit. Usually you have to choose between a rebate and low rate financing and almost always, the rebate is the better option. (Our website has a good calculator in the AutoSmart section to help you evaluate your choices.)
When you're buying a car (new or used), do your homework.Research the vehicle you want to buy. Know what you should pay for it. Get pre-approved for your car loan so that you don't have to waste time in the dealership and you can negotiate the best cash price. Your Credit Union has some of the lowest car loan rates in Baltimore. Let the Credit Union loan officer look at the offer before you commit - if the dealer is trying to pull a fast one, we can often spot it for you. We also have car buying services that can help you save money. Make sure you include the Credit Union as a valuable trusted partner in the car buying process!
Director of Marketing & Business Development
Destinations Credit Union